insurance? who are you using?

[washman79]

best insurance for high performance boats?

[rjdubiel]

I have my allision with State Farm, but its a bass boat! haha.

[KIRCHNER]

insurance.. its in my holster mr. glock

[rock]

You will likely hear good and bad about all of them. I have had luck with Jake, from State Farm.

Rock

[JBS]

State Farm paid quick when my new whaler was flipped over in a bad storm. I have Allstate now, but no claims .

[bouyhead]

I've got two boats and a standup jet ski under Progressive. Under one policy is a 22' Progression, 26" Penn Yan, and standup ski all for under $1K.

[JPEROG]

There are only a few players in "high performance" boat insurance. Prime, Total Dollar, and X-insurance are dominating the market. If you can get a standard carrier to write your policy, take it. I have my "normal boats" with state farm and foremost-they are both great at cashing my checks every year.

Joe

[4Speed]

What are you looking to insure (mfg, hp, top end speed...etc), it may help with the responses.

[merccrazy]

In your boats I would have some liability insurance. LOL

[AlliStan]

Ive never carried any boat insurance, considering myself self-insured. But, out of curiosity, is it not true that none will insure a performance boat that has a motor above the Coast Guard horsepower rating? Ex., my Allison is rated to 200 hp, but I run a 260 on it.

[TooStroked]

Ive never carried any boat insurance, considering myself self-insured. But, out of curiosity, is it not true that none will insure a performance boat that has a motor above the Coast Guard horsepower rating? Ex., my Allison is rated to 200 hp, but I run a 260 on it.

But if you "never carried any boat insurance," how do you know that they will or will not cover your Allison?

[4Speed]

Ive never carried any boat insurance, considering myself self-insured. But, out of curiosity, is it not true that none will insure a performance boat that has a motor above the Coast Guard horsepower rating? Ex., my Allison is rated to 200 hp, but I run a 260 on it.

Not sure that is true as STV's don't even have a USCG HP rating except for 1 version of the Euro back in the mid/late 90's but most are getting them insured. On the flip side, your Allison did come with a plate and the STV's don't... that may be the catch.

[RiverRat71]

Foremost covers my XB2003 for $389 year. RR

[JPEROG]

Who will accept a new STV policy?

Joe

[AlliStan]

I may go by my State Farm office today and ask about it.

To answer TwoStroked, my cousin has a Hurricane deck boat insured and he told me that was what he had found to be the case. But you're right, I need to find out for myself.