User Tag List

Page 1 of 4 1 2 3 4 LastLast
Results 1 to 15 of 55
  1. #1
    Join Date
    Sep 2017
    Location
    Saugatuck, Michigan
    Posts
    205
    Thanks (Given)
    3
    Thanks (Received)
    0
    Likes (Given)
    1
    Likes (Received)
    16
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Cat boat Insurance ???????

    Just purchased a 88 Eliminator Daytona Cat with twin outboards. The boat was insured with State Farm at the time of purchase. They would not continue the policy due to boat type misrepresentation on old policy. ( Boat was categorised as a cruiser). I have been thru about 12 different company's, including go fast boat specific company's. Still cannot get coverage. You would think 20+ years boating experience, a captain's licence and current boating as my job today would mean something to these companys.....but I guess not
    Anyone out there have any suggestions who to look at for cat boat insurance ?
    Thank you
    Bart

  2. #2
    Join Date
    Oct 2011
    Location
    ft pierce fl
    Posts
    1,346
    Thanks (Given)
    19
    Thanks (Received)
    30
    Likes (Given)
    396
    Likes (Received)
    202
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    i have a 2007 eliminator. 22ft with twin 300xs motors
    i have tried to buy ins. i have came realize that it is not insurable with any company. a few apps come back with a great quote, only to be followed up with a turndown. v-hull with twins is no problem. cat is not going to happen from my research.

  3. #3
    Join Date
    Jun 2006
    Location
    Silverton section of Toms River, NJ/Stuart, Florida
    Posts
    9,943
    Thanks (Given)
    135
    Thanks (Received)
    155
    Likes (Given)
    495
    Likes (Received)
    1241
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    What about just liability Dave?

  4. #4
    Join Date
    Jan 2006
    Location
    Pompano Beach, FL
    Posts
    669
    Thanks (Given)
    19
    Thanks (Received)
    27
    Likes (Given)
    89
    Likes (Received)
    307
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Where are you located? There are policies available but they are very expensive. Also depends on the age of the boat and Cat experience. When I did first one back years ago basically had to fill out a resume. Wozencraft and Wakezone as well as Total Dollar all insure catamarans. If the boat is older you may need a marine survey too.

    Double
    Rigged

    308 Skater w/ 300x's



  5. #5
    Join Date
    Feb 2003
    Location
    Rochester, NY
    Posts
    483
    Thanks (Given)
    6
    Thanks (Received)
    28
    Likes (Given)
    32
    Likes (Received)
    117
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Some companies will consider covering your cat if you have taken the Tres Martin High Performance Boating course. I'm not going to sugar candy coat it though, it's going to be tough to get covered and very expensive if you can find it.
    1992 Progression 22
    Diamond Marine Massaged Mercury 2.5 / 200

    "Outboards only smell bad when they're in front of you - which they usually are."

  6. #6
    Join Date
    Nov 2002
    Location
    MCHENRY, IL
    Posts
    2,424
    Thanks (Given)
    0
    Thanks (Received)
    1
    Likes (Given)
    0
    Likes (Received)
    15
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    I have used Stacie at Wakezone (1-866-728-9757) on almost all my Cats. Don't expect regular insurance prices. Later, Dave
    2003 Couger 22MTR 300XS
    2014 Lowe Tritoon 250 Merc Verado

  7. #7
    Join Date
    Oct 2016
    Location
    Long Island, NY
    Posts
    53
    Thanks (Given)
    9
    Thanks (Received)
    0
    Likes (Given)
    7
    Likes (Received)
    26
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    I didn't realize cat performance hulls were hard to insure.

  8. #8
    Join Date
    Sep 2017
    Location
    Saugatuck, Michigan
    Posts
    205
    Thanks (Given)
    3
    Thanks (Received)
    0
    Likes (Given)
    1
    Likes (Received)
    16
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Thank you all very much for responses.
    I would love to just have liability..... can't seem to even get that. From my research, I now know it's going to be expensive....at this point something is better than none.
    I will try Wakezone, thank you for that.
    I live a couple miles from Skater factory here in Douglas....i guess I can ask Pete.
    The last company, Merkel ins, was promising.
    Reason for decline was I had only 1 year experience with tunnel hull boat.....any other boating experience does not matter !
    Fusterating.

  9. #9
    Join Date
    Sep 2017
    Location
    Saugatuck, Michigan
    Posts
    205
    Thanks (Given)
    3
    Thanks (Received)
    0
    Likes (Given)
    1
    Likes (Received)
    16
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    I live in Saugatuck Michigan.

  10. #10
    Join Date
    Sep 2017
    Location
    Saugatuck, Michigan
    Posts
    205
    Thanks (Given)
    3
    Thanks (Received)
    0
    Likes (Given)
    1
    Likes (Received)
    16
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Davemvegas,
    Yes...im getting the same responses. I actually had the boat bound with State Farm and they came back a few days later with a cancellation notice..WTF. Said boat was not represented acurately from the agent.
    Previous owner had a State Farm policy for 10 years ( illinois) at $262.00/ year.

  11. #11
    Join Date
    May 2009
    Location
    Ormond Beach, Florida
    Posts
    547
    Thanks (Given)
    28
    Thanks (Received)
    58
    Likes (Given)
    144
    Likes (Received)
    240
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Try Foremost, I believe Wozencraft represent them nationally.

    You may be able to find a local Foremost agent as well, just as long as they are considered a marine specialist. Go to Foremost's website and search on an agent, I saw 3 show up that were listed as boat agents.

    Safeco is another that I believe will write a high performance policy but again, it really depends on the agent.
    Last edited by mjw930; 12-11-2017 at 01:35 PM.
    Mark

  12. #12
    Join Date
    May 2009
    Location
    Ormond Beach, Florida
    Posts
    547
    Thanks (Given)
    28
    Thanks (Received)
    58
    Likes (Given)
    144
    Likes (Received)
    240
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Tightrig 12 View Post
    Previous owner had a State Farm policy for 10 years ( illinois) at $262.00/ year.
    What you are finding is most of those policies with State Farm, Allstate or other national volume companies were misrepresented by either the owner or agent and aren't worth the paper they are written on.
    Mark

  13. #13
    Join Date
    Sep 2017
    Location
    Saugatuck, Michigan
    Posts
    205
    Thanks (Given)
    3
    Thanks (Received)
    0
    Likes (Given)
    1
    Likes (Received)
    16
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Thanks Mark...i will check those out for sure
    Bart

  14. #14
    Join Date
    Dec 2002
    Location
    Bayville, New Jersey
    Posts
    820
    Thanks (Given)
    17
    Thanks (Received)
    7
    Likes (Given)
    21
    Likes (Received)
    78
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)

    Agree-Formost

    My Skater and Talon's were all insured thru Formost. Full coverage. Just be sure to be truthful on the app and read the policy when you get it.

    Quote Originally Posted by mjw930 View Post
    Try Foremost, I believe Wozencraft represent them nationally.

    You may be able to find a local Foremost agent as well, just as long as they are considered a marine specialist. Go to Foremost's website and search on an agent, I saw 3 show up that were listed as boat agents.

    Safeco is another that I believe will write a high performance policy but again, it really depends on the agent.

  15. Likes mjw930 liked this post
  16. #15
    Join Date
    May 2009
    Location
    Ormond Beach, Florida
    Posts
    547
    Thanks (Given)
    28
    Thanks (Received)
    58
    Likes (Given)
    144
    Likes (Received)
    240
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by berdes View Post
    My Skater and Talon's were all insured thru Formost. Full coverage. Just be sure to be truthful on the app and read the policy when you get it.
    And go through an agent, preferably one who writes a lot of their marine insurance to ensure they have a direct conversation with the underwriter. Although I have 10 agents who can write Foremost within 20 miles only 1 of them was able to get it written. Foremost will only write their high performance policy through agents who experience with and write a lot of marine coverage. The average Foremost agent can only write boat insurance for runabouts and center consoles that run less then 75 mph.
    Mark

Page 1 of 4 1 2 3 4 LastLast

Similar Threads

  1. Jet boat insurance
    By hydfixer in forum Jet Boats, V-Drives and Stern Drives
    Replies: 2
    Last Post: 07-01-2009, 02:49 PM
  2. Boat Insurance....
    By Ranger976 in forum The Scream And Fly Lounge
    Replies: 2
    Last Post: 05-28-2009, 09:31 AM
  3. Boat Insurance?
    By Hydropromax in forum General Boating Discussion
    Replies: 11
    Last Post: 05-07-2008, 01:40 PM
  4. Boat Insurance HELP!
    By Desperado in forum The Scream And Fly Lounge
    Replies: 0
    Last Post: 01-04-2004, 12:32 AM
  5. boat insurance
    By riot280 in forum General Boating Discussion
    Replies: 4
    Last Post: 02-22-2003, 02:36 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Simon Motorsports